Latest Posts
Iconsumer
Getting rid of that Clutter!
I would like to think that I am an organized person, of course my idea of being organized might not match up to someone else's idea. No matter the person though it is fair to say that being organized is an easy way of making your surroundings look better. Unfortunately, not everyone has mastered the skill of organizing and as a result they are drowning in clutter. So how can you keep your home or office clutter-free? Remove things we don't need. Our [...]
Iconsumer
7 things you should bear in mind when buying a car!
So you have decided that you have had enough of public transportation and you want to buy a car. What should be your next steps? Well it is important that you examine your circumstances carefully and make a determination if this is a need or a want. If you really want to purchase a car, here are seven things to bear in mind. Have a budget It is important to know how much you willing to spend either on a monthly basis [...]
Iconsumer
Keeping accurate records – what consumers need to know about record keeping!
When I was younger, keeping receipts of items after I had bought them did not seem very important. Instead, I would causally toss it away with not even a backward glance. Things have certainly changed as I now understand the value of keeping your not only your receipt for a purchase but keeping accurate financial records as well. Keeping accurate, organized records is an important part of: preparing financial statements, disputing claims or errors, showing lenders that you can make your [...]
2 comments so farIconsumer
Getting ahead of the game – how to ensure financial stability!
Recent events in the world have certainly taught me an important financial lesson. That lesson is: 'always prepare for the unexpected.' Of course, that is not always so easy to do when the paycheque seems to shrink or disappear altogether despite all our best efforts. What about those who are self-employed? It might be even harder for persons who have to rely on funds that are earned on an irregular basis. Then there are those swimming in debt or those who [...]
Iconsumer
Small business woes – How can they succeed?
Starting your own business can be a heady rush of excitement and hard work. Unfortunately though, despite the initial optimism and dedication, some small businesses do not achieve financial success. In fact a number of businesses fail in the first year. What challenges do small businesses face? Hurdles to success Financial stress starts creating a burden with small businesses as often cash flow becomes an issue. The major financial worries are clients stalling payments, unexpected expenses and outstanding bills that won’t wait to [...]
Iconsumer
Keeping the Peace! How to solve conflicts in business.
It can start out small. A customer is dissatisfied about some aspect of the service or product that they have received and asks to speak to a manager. The manager outlines the store policy and directs his employee to ensure that the guidelines set are followed by the customer. So what could go wrong? Sadly cases like this often escalate and can lead to further complications. Soon one or both parties have raised their voices or become so angry that security have [...]
Gavel
Sports