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The U.S. Dollar and the Jamaican Consumer

June 20th, 2018

At the risk of revealing my age I remember when the U.S dollar was equal to $5 Jamaican dollars. At that time it was very scarce to even see currency from the United States unless you worked in the tourism sector or had relatives visiting from overseas. I don’t remember that we were in any [...]

Removing sugary drinks from schools- Is it enough?

June 13th, 2018

Sugar used to be king in Jamaica many centuries ago. The cultivation of sugar cane was a staple among many areas on the island. Even though times have changed, you can still see the impact that sugar has had on our lifestyle. Popularity of Sugar Jamaicans have always loved using sugar in their preparation of [...]

Getting a credit card- Is it worth it?

June 6th, 2018

I recently got an email from a local bank. The email stated: “You have been specially selected to apply for a credit card.” It might be flattering to think that you have been ‘specially selected’, but any reasonable person needs to be careful of such offers. First of all you need to ask why have [...]

Should you invest?

June 3rd, 2018

Everyone knows that it’s best to have something put away for a rainy day. However despite this knowledge, many persons don’t have an emergency fund. They might try to save but are unable to do so consistently. As a result they have nothing much to fall back on when faced with unexpected costs. Others might [...]

Do you have enough insurance?

May 25th, 2018

After my first post about insurance and its importance, I decided that I would do a follow up post. I might not be alone by wondering just how much insurance do we really need? Insurance -Health Most doctors and health facilities accept health cards. They provide consumers with the opportunity to pay less out of [...]

Are you ready to get a loan?

May 21st, 2018

What if you realize that your funds are simply not enough to meet your current needs? You might need to purchase a home, a car, pay off medical or school bills and you need the funds now not years later. In that case is a loan right for you? Loans – They are everywhere! I [...]

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