It’s very hard to look at your bank account and realize that despite your best efforts its balance is much lower than is needed to meet your expenses. Sometimes the low balance is as a result of a consumer’s poor decisions, however there are other times when there are circumstances beyond anyone’s control that intervene [...]
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It seems as if Decemberis much more anticipated more than any other month. This time of year people start counting down because they plan to take on home improvement projects or go on overseas trips. What should you do before you plan for your vacation this year? Travel Changes It’s important to check if the travel [...]
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Only a parent knows that special fear of sending their children back to school after the holidays. No it’s not fear of criminal elements that I am referring to but fear of the effect it will have on the family’s budget. Back to School While it is true that when the children were on holiday [...]
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In a few weeks it will be 2015. It seems that it was not so long ago we were on the verge of welcoming 2014. In fact, the time spent shopping goes really fast but when the bills arrive in the new year, the time slows to a crawl. The bills in January are doubly [...]
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