How to overcome budgeting challenges!

May 12th, 2020

Now more than ever before , those who put away funds for hard times are happy that they made those important steps to safeguard their financial future.  In other words, ‘It’s rough out there people!’ Financial Woes! Despite the slowing down or closure of several sectors, persons are still expected to find the money to [...]

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Budgeting during Lockdown!

March 21st, 2020

As the financial landscape across countries all over the world has changed drastically overnight with the spread of COVID-19, persons are now being forced to change the way they budget. During the current virus pandemic many difficult decisions regarding budget have had to be made by families, businesses and governments. For example, what are necessities [...]

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7 tips to follow when shopping!

February 18th, 2020

Shopping can be a lot of fun but it can also be a stressful experience. I find that sometimes the high prices of items that I want to buy usually make me feel depressed, as the shopping cart seems less full but the bill is never less. How can consumers reduce stress? Well there are [...]

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Children and budget planning- a good mix!

October 21st, 2018

I am sure that you have seen children shopping with their parents and begging them to buy items.  Often the parents react with either mild or severe annoyance to their child’s request.  Parents often give very little explanation to their children but the message that the child hears is that there is no money to [...]

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High grocery bills – How can you reduce them?

August 14th, 2018

I love to cook. It’s a pleasure to prepare a meal that everyone can enjoy. It saves money to eat meals at home as the ingredients often cost less than if you were to purchase a ready cooked meal.  Those home cooked meals can also be used as lunch the next day so that’s another [...]

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Dollars and Sense…do you spend wisely?

June 21st, 2018

Recently a friend of mine who is a civil servant was excited that she was going to get some extra funds in her pocket one month due to an increase in her pay. She outlined to me all the ways she was going to use her funds and it had me thinking do we always [...]

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