I see it happen every year. The clock chimes at 12 midnight and everyone breaks out in song. They watch fireworks and toast that this year will be different from the year before. Then they proceed to live their lives exactly as they did the year before and are soon facing the same financial problems. [...]
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It’s all happened to us after some shopping trips. You get home and examine your purchases and realize that you made a bad decision. Maybe the item was badly damaged and you did not see the damage before or maybe you just realized that it was just not what you expected. Shop Carefully! The worst [...]
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You have waited for weeks for the holidays and now they are finally here. You are so excited to travel for the holidays you have decided where you want to go and your bags are packed. Then you go to make the arrangements and it all comes tumbling down. The cost for hotel stays or [...]
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Do you have a credit card? Well if you do then you know that they can be wonderful life savers or debt traps! Pitfalls The problems with credit cards is that it can lull you in the false reasoning that you actually have the money you are spending when in truth you just took out [...]
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At this time of year, some people open their home for friends and relatives. They look forward to hosting parties with wonderful decor and food. Budget Woes Unfortunately, with the economic constraints, persons are scaling back on the size of parties or not having them at all. The problem is that guests do not often [...]
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I love to find bargains. I especially love when the item that I have bought is one that I had searched for but could not find at the right price. It’s hard to find the perfect bargain especially at the time of year when it seems as if merchants are getting rid of older stock. [...]
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