How to Prevent Being Scammed part 2

Last week I wrote about scamming and I realized I couldn’t cover everything in one post. The truth is there are so many things that we need to monitor when it comes to our security.

I noticed when I started using A.T.M machines that there always some guys hanging around the machine but not waiting to use it. They seemed just a bit too interested in who was using the cash dispenser. I always try never to use a machine in an unfamiliar area.

In one place I tried to use the machine, the door could not close properly. That was a definite security risk.  Only use ATMs situated in well-lit and busy areas, particularly after nightfall. Preferably, use an ATM located indoors, in a bank or building society branch, or one that is monitored by CCTV. Try to steer clear of machines that have been vandalized or mistreated.

Be alert

It doesn’t matter how inoffensive or friendly someone may appear, never accept help from strangers.
If your card gets stuck in a machine, do not leave it there. Report it immediately using your mobile phone.

ATM fraudsters aren’t restricted to technology-based scams.

There is also the possibility of being tricked into revealing your PIN to a stranger, or being mugged.
If you feel uneasy about taking cash from a machine in a certain area, take a friend with you to put off any would-be assailants.

Check ATM receipts against your bank statements

Sometimes even the most cautious people can get caught out by fraudsters.

Your bank or building society should compensate any losses, but the onus will be on you to report it.
Check all cash withdrawals against your bank statement and keep receipts from the ATM to check back against your statement.

Always select ‘yes’ if a cash machine asks if you require a receipt. Doing so will mean you have evidence of the transaction in the event of making a claim to your bank or building society.

I can’t tell you how many people simply discard their receipts inside the machine.  This is a valuable record not garbage!

So I hope these tips help you keep safe!

What about online shopping?

Is it safe to use your credit? Find out in my next post!!

Teri Ann Paisley

Gleaner Online Writer

Tags: ATM machines