Budget Woes!

March 17th, 2015

Do you have a budget? How easy was it to stick to the budget you created? Can you imagine how much more difficult it is to create a budget for an entire country? Of course, it is with great trepidation that we as citizens of the country, await the presentation of the yearly budget. All [...]

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Secrets to budget success!

March 4th, 2015

There are a number of people who live from pay cheque to cheque. Do you fall in that category? If so, you are setting yourself up for a huge fall.  There are no guarantees in life and it makes sense to  prepare for the inevitable financial issues that you might have to face. The best [...]

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New Year – New ways to save money!

January 3rd, 2015

Okay so its 2015 and you started the year feeling so optimistic only to realize that you are so heavily in debt that it feels as if it will take a miracle to recover. The problem with the new year is that it encourages people to do things that they did not get accomplished the [...]

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Tips for a ‘debt free’ new year!

December 20th, 2014

In a few weeks it will be 2015. It seems that it was not so long ago we were on the verge of welcoming 2014. In fact, the time spent shopping goes really fast but when the bills arrive in the new year, the time slows to a crawl. The bills in January are doubly [...]

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Enjoying a vacation while on a budget!

December 10th, 2014

Everyone loves vacation days. I am one of those  people who eagerly strike the days off the calendar as I count down to vacation. Even if the days are not very many, there is still much anticipation as the year winds to a close. Those of us who are struggling with our heavy financial obligations [...]

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How to save when buying gifts!

November 25th, 2014

The best thing about shopping for gifts, is the thought of how the person receiving the gift will respond. The worst thing though about buying gifts, is that the funds are often not enough to purchase the desired gift. Of course with proper planning, a budget and saving plan can alleviate some problems but the [...]

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