Getting a credit card- Is it worth it?

June 6th, 2018

I recently got an email from a local bank.  The email stated: “You have been specially selected to apply for a credit card.” It might be flattering to think that you have been ‘specially selected’, but any reasonable person needs to be careful of such offers.  First of all you need to ask why have [...]


Are you safe shopping online? (Part 1)

July 17th, 2017

A number of people are shopping online. Businesses are offering their customers the convenience of doing their shopping online. Shoppers can use apps to purchase almost anything and more people are hopping on the technological train. I am not one of those eager to shop online. I decided to do some research as I wondered [...]


Earning while you spend!

May 22nd, 2017

I love to see that the funds that are accumulating in my account.  I especially enjoy knowing that all my hard work and sacrifice is going to pay off when I get that big payday. Wouldn’t it be great if I could have earned while I spent money? Is that even possible? Watch those Bank [...]


Adding up the cost of the new year!

January 2nd, 2017

So 2017 is finally here and a lot of people are slowly lamenting the cost of everything they spent on 2016.  The worst part of the new year is to realize that you spent all the money that was supposed to last until the next pay cheque. The shopping this season was unbelievable as trying [...]


Tis the season to be scammed!

December 10th, 2016

A lot of people look forward to the end of the year and all the discounts that are offered at this time of the year.  There are others however who look forward to this time of the year for a sinister reason. A number of scams affect consumers all year but it is especially now [...]


Do You Have Poor Credit?

December 19th, 2015

Do you have a credit card?  Well if you do then you know that they can be wonderful life savers or debt traps! Pitfalls The problems with credit cards is that it can lull you in the false reasoning that you actually have the money you are spending when in truth you just took out [...]