Small changes to make life more affordable!

March 3rd, 2019

I have no money.  How often do you hear that claim being made by family or friends? The truth is it is very easy to spend money and very hard to save it.  As a result money always seem to be on a circular journey. It almost seems like the more that you make, the [...]

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New Year – New Financial Goals!

January 6th, 2019

So 2019 is here! It seems like only yesterday that it was 2018. This year I’ve promised myself that this is the year that I will achieve financial success. However, this is not the first time I have made this promise only to fall victim to my own bad spending habits. So what will be [...]

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Start early – How to get children to become better consumers!

July 1st, 2018

I remember getting a piggy bank when I was younger.  This piggy bank provided me with the means by which to save money that I could buy special treats. Sometimes the simplest task of buying a Popsicle or an ice cream cone with my own money made me feel as if I was mature. What [...]

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Do you need a new car?

January 3rd, 2017

Okay so it’s a new year and you are tired of taking the bus so you are ready for a car. What should be your first step? Well before making any major purchase it’s important to consider the cost.  Of course you need to find a car that you can afford. However the cost of [...]

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Adding up the cost of the new year!

January 2nd, 2017

So 2017 is finally here and a lot of people are slowly lamenting the cost of everything they spent on 2016.  The worst part of the new year is to realize that you spent all the money that was supposed to last until the next pay cheque. The shopping this season was unbelievable as trying [...]

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How to Save When Funds are low!

November 1st, 2016

It’s easy to save when you have a steady income but how do you save when there is nothing in the bank?  A lot of persons are self employed and so they don’t receive the same amount of money every month. Then there are those persons whose salary is just enough to pay their bills. [...]

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