Children and budget planning- a good mix!

October 21st, 2018

I am sure that you have seen children shopping with their parents and begging them to buy items.  Often the parents react with either mild or severe annoyance to their child’s request.  Parents often give very little explanation to their children but the message that the child hears is that there is no money to [...]


The Cost of Keeping up Appearances!

October 14th, 2016

There is a common expression about persons who endeavour to impress their neighbours called trying to ‘keep up with the Joneses”.  We use this phrase to refer primarily to people who focus on appearances – especially when it comes to appearing financially secure. Unfortunately trying to keep up a certain lifestyle has derailed many budgets! [...]


Save as you spend!

November 15th, 2014

We are fast approaching the ‘silly season’,where consumers are besieged with the constant demand to ‘shop til they drop’. The truth is that even if there are bargains, there is no guarantee that the same item could not have been bought somewhere else at a cheaper price. The only way to ensure that you are [...]