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Do you pay your taxes?

January 27th, 2016

There is an old saying that says that there are only two absolutes in life, death and taxes. When I was younger I thought getting a pay cheque meant that you received all the money that you earned. Of course as I grew up and got a job of my own, I found out that [...]

Are consumers more confident?

January 23rd, 2016

Confidence is a feeling or belief that one can have faith in or rely on someone or something. That confidence allows you to feel that you can trust that everything will be fine. I am not sure if I am at that level of confidence when I go shopping, I still worry when I am [...]

Is the Minimum Wage Increase Enough?

January 19th, 2016

I recently went shopping with $3000.00 and was shocked to discover the few items that I was able to purchase with that amount of money. Perhaps shocked is not the right description, after all prices have been steadily rising on most products. There is a huge concern though, as although prices have risen, most salaries [...]

Should you agree to be a guarantor?

January 17th, 2016

Many financial organizations places offer unsecured loans. Those seeking a loan have to qualify such as having a regular job and providing evidence that they are permanently employed. There is one other thing those trying to get a loan need and often this is the hardest part. They often have to find one or more [...]

Can you afford a pet?

January 12th, 2016

If you have children, then you know how difficult it is to find something that they will enjoy no matter their age. It also has to be something that will fit into your already small budget. Why not get them a pet? Cost Before you rush out and get a pet for your children, there [...]

Do you always collect a receipt?

January 7th, 2016

Let’s be honest and admit that shopping in Jamaica sometimes involves buying items without getting a receipt. After all you don’t get a receipt from the market vendor or the man selling phone cards and cases from the handcart. Informal businesses are not the only places that don’t give receipts, I have shopped at a [...]

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