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Counting the Cost! – Can you afford it?

June 23rd, 2018

I am not really a ‘techie’ person so buying the latest gadgets do not fascinate me as they do others. However I must admit that the newer models of phones are quite attractive. The prices for those phones however seem out of reach of the average consumer. Prices for Smart Phones The idea of a [...]

Dollars and Sense…do you spend wisely?

June 21st, 2018

Recently a friend of mine who is a civil servant was excited that she was going to get some extra funds in her pocket one month due to an increase in her pay. She outlined to me all the ways she was going to use her funds and it had me thinking do we always [...]

Getting a credit card- Is it worth it?

June 6th, 2018

I recently got an email from a local bank. The email stated: “You have been specially selected to apply for a credit card.” It might be flattering to think that you have been ‘specially selected’, but any reasonable person needs to be careful of such offers. First of all you need to ask why have [...]

Do you live a simple life?

May 9th, 2018

I had a friend once who took three hours to get ready. It didn’t matter where we were going or how urgent it was that we be on time. My friend simply couldn’t go out the doors of the apartment without doing what she called ‘essential grooming’. Her habits made it difficult to plan to [...]

How to make the most of a little!

May 6th, 2018

It’s not often that persons walk around saying they have enough funds and they don’t need anymore. In fact I don’t think I have ever heard anyone say that. However when I look around me it does seem as if some people have it figured out. They pay their bills, go on fabulous holidays and [...]

Preparing for College – Can I afford it?

April 29th, 2018

The question every parent dreads is – ‘Mom, Dad I need some money.’ Of course if you are a parent then you are going to hear this quite often and it is important to have a response to that request. At times parents feel frustrated when they can’t find the money to meet the needs [...]

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