Where does the money go?

May 29th, 2017

I remember when I got my first paycheque at my first job.  I was ecstatic and I decided to celebrate by going on a shopping spree. Of course I was just as shocked when the money was all spent before the next pay cheque. I am older now and much more financially aware, however I [...]


Children can learn how to manage money!

May 4th, 2017

Children like shopping for new things just as much as adults do but there is a big difference. Children usually get their money from their parents or relatives while adults have to earn their money. This is an obvious difference as the value of a dollar is not easily explained to a five year old [...]


Do you really save money?

January 10th, 2014

If you type in the words,’saving money’ on your computer, the search engine will display approximately 110,000,000 results. This wide variety of information about saving money is popular because  everyone is feeling the financial pinch. Persons who think they are saving money must also ask themselves if they are saving in some areas of their [...]


7 tips to save money in 2012

January 4th, 2012

Okay so we all know about new year resolutions. We make them every year as we promise to do a whole lot of changing so we can enjoy a better quality of life. How many of us though actually follow through on our resolutions? The secret of ensuring that we follow through on our resolutions [...]


How to choose the perfect gift

December 21st, 2011

I know I have gotten your attention since buying gifts can be a chore especially if you have limited funds.  Gifts to family and friends however,does not need to be a frustrating search.  Just a little can really go a far way. I got a few ideas from watching a prize giving function recently at [...]


Hire Purchase – Beneficial or a debt trap for consumers?

December 19th, 2011

As Christmas bells start ringing it ushers the season of buying and shopping.  Often consumers are flooded with images of various items they can buy now and pay for later. Companies often use attractive packages to make these deals appear irresistible and snare the unsuspecting customer.  For example, one furniture company offers a ready discount [...]