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7 tips to save money in 2012

January 4th, 2012

Okay so we all know about new year resolutions. We make them every year as we promise to do a whole lot of changing so we can enjoy a better quality of life. How many of us though actually follow through on our resolutions? The secret of ensuring that we follow through on our resolutions [...]

Wholesale vs Retail- Which is the better route?

January 1st, 2012

How much do you spend at the supermarket each week? Is it $4000 or more? Well if you have children that number could double especially when they are home for the holidays. Not to mention the extra costs associated with younger children such as diapers, wipes and baby formula. So when you are strapped for [...]

How to make a successful budget.

December 28th, 2011

Although shopping during this season might be attractive, it is important to remember that it takes a short time to sink into debt and a long time to climb out. Credit card or hire purchase payments can take a heavy chunk out of your salary so it is wise to count your costs before you [...]

How to choose the perfect gift

December 21st, 2011

I know I have gotten your attention since buying gifts can be a chore especially if you have limited funds. Gifts to family and friends however,does not need to be a frustrating search. Just a little can really go a far way. I got a few ideas from watching a prize giving function recently at [...]

Hire Purchase – Beneficial or a debt trap for consumers?

December 19th, 2011

As Christmas bells start ringing it ushers the season of buying and shopping. Often consumers are flooded with images of various items they can buy now and pay for later. Companies often use attractive packages to make these deals appear irresistible and snare the unsuspecting customer. For example, one furniture company offers a ready discount [...]

No New Taxes!

September 9th, 2011

Once again consumers prepare to hold on for the roller coaster ride that is the budget. Allocating the funds seems like a balancing act with very little effort it could all come tumbling down. We are told the sweetest of phrases, “No new taxes”. I wonder though if we should feel too complacent. It has been [...]

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