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Tis the season to be scammed!

December 10th, 2016

A lot of people look forward to the end of the year and all the discounts that are offered at this time of the year. There are others however who look forward to this time of the year for a sinister reason. A number of scams affect consumers all year but it is especially now [...]

Do You Have Poor Credit?

December 19th, 2015

Do you have a credit card? Well if you do then you know that they can be wonderful life savers or debt traps! Pitfalls The problems with credit cards is that it can lull you in the false reasoning that you actually have the money you are spending when in truth you just took out [...]

Do you really need a credit card?

September 30th, 2014

I have blogged about the use of credit cards before but I feel the need to revisit this topic. It all began when I got an invitation in the mail. The invitation read, ‘Congratulations you are pre-approved for a credit card from our financial institution.’ In order to collect and use my credit card all [...]

Is your Credit Card Protected?

January 3rd, 2014

Do you have a credit card? The average employed Jamaican has some form of credit and often relies on the fact that they can afford to pay any fees or debt that they incur using the card. However, rarely is any thought given to how loved ones would cope if they were suddenly faced with [...]

CARD SCAMMERS – How can you safeguard yourself?

December 20th, 2012

It’s everyone’s worse nightmare. You placed your card inside the ATM machine in order to withdraw some money from your account and the screen reads, ‘You have exceeded your limit of available funds’. In total disbelief you stare at the words because you know that you have just deposited money and if you didn’t take [...]

7 Ways to save money on your Credit Card bill

October 21st, 2011

Okay I know what you are thinking how can you save money if you have to pay a huge bill every month? Sometimes those charges accumulate until your bill begins to resemble a map for the way to debt. In order to save money you only have to adopt the following seven guidelines that will [...]

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